Big 4 Bank making it all about customers

To create an integrated safety culture, a leading European energy company partnered with BTS to bring the transformation to life
August 30, 2022
5
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Client need

To In an industry facing unprecedented regulation and competition from nontraditional players, while customer and community sentiment is at an all-time low, financial services providers are being challenged to navigate the way forward; balancing their ethical considerations whilst continuing to drive performance.

Customer expectations have shifted and how customers engage with financial services providers is much more segmented than ever before. Services range from those that are considered hygiene in nature and demanded on a self-serve basis to the other end of the continuum, where highly personalised solutions are sought and customers are willing to pay due to their differentiated value.

Regulations have driven a focus on compliance behaviours, often at the expense of engagement with customers; leaving customers feeling unheard and disconnected from the service they seek. The overwhelming findings of the Royal Commission have also identified significant misconduct where
delivering for the shareholder has eclipsed the reasonable rights of other key stakeholders, particularly customers and the community.

There has been recognition of the need to bring greater focus to the customer for a number of years, but too often those initiatives have stopped short of fully aligning the organisation’s focus.

For one big 4 bank, their unwavering vision is to be recognised as one of the industries’ great service companies. They recognised that it was the actions of their people that would determine their success and that a fundamental shift in behaviour was needed to drive a service revolution. This would take time and require ongoing efforts to facilitate a mindset shift, together with top down leadership alignment to deliver on their vision.

The work they had been undertaking was certainly having an impact, but relied on the interpretation and application by each person. This resulted in variances in consistency and speed of change hampering the overall impact.

The solution

Recognising the need to accelerate an unconditional focus on the customer, their desire was to implement a conversational approach and operating cadence that would support the customer and equip their leaders, bankers and support teams with the requisite mindsets, capability and alignment to execute. The customer oriented focus of conversation was paramount, with the premise being that doing the right thing by the customer would also deliver on its compliance obligations. Whilst there was recognition that many best practices existed in pockets of the business, this initiative was about one unified way of engaging customers, not individual ways.

  • Structured approach for all bankers to build relationships with their customers that would help them deliver on their business and personal priorities
  • Common and consistent customer experience across the bank
  • Conversation model that drove less variance in customer needs to meet and improve customer advocacy and NPS results

To support the bank through this major strategic initiative, BTS was chosen for our vast organisational knowledge, deep industry acumen, truly customer focused methodologies and track record in delivering to large audiences in compressed timeframes. The first phase, Immersion, included extensive cross functional engagement to ensure that each customer touchpoint was well considered and addressed. The overwhelming consensus was that the conversation must be focused on the customer and what success looks like for them. Also, by adopting that focus of acting in their customers’ best interests, this would by design also meet their compliance obligations.The immersion phase culminated in the conceptualization of the journey and specific segment requirements.The audience included 2,500 personnel in the Business and Corporate banking segments and incorporated Commercial, Agri, Regional banking, SME, Specialist segments and their support functions. All personnel, including the CEO, his leadership team, every leader and banker completed the journey to drive a consistent, repeatable and reliable customer experience.The Design phase encompassed the development of segment specific scenarios and artefacts, to aid alignment and support the mindset shift whilst building capability.The learner journey was a 5-stage approach that ran over an 8-week period:

  1. Readiness – Engagement of leaders and bankers in setting expectations, infield observation and assessment to inform current bench strength, aid awareness and build motivation
  2. 2-day workshop – Discovery based experiential workshop to unpack core customer conversational methodology and tool sets
  3. 1-day leader workshop – Focused in building conversation acumen mastery to role model, mentor and coach
  4. Go–Do’s – Business as Usual application of the skills with leader and peer assessment, and feedback
  5. 1-day simulation – Capstone event to consolidate the learnings and receive expert critique in a competitive team-based environment through interaction with simulated customers


Post-journey business as usual activities included:

  • Leader led skill building sessions and one-on-one coaching session incorporated into weekly operating cadence sessions
  • Joint field work
  • Quarterly in field observations
  • Annual leader certification


Results

Customer perspective – “Trust based engagement where I feel heard and understood. There is a focus on what I’m trying to achieve from both a business and personal perspective, and how I can be supported. These conversations are different, the banker is prepared, shares relevant insights, the focus is on me, it is not about being sold to, nor transactional. They are in it for the long haul through the ups and downs. I have a consistent experience each time I interact, its repeatable and I can rely on what the team say and do. I tell my colleagues and friends about the experience and I’m happy to refer to others.”Banker perspective – “I enjoy spending time with my customers and supporting them to accelerate the results they seek. I am prepared, having reflected on prior conversations, crafting relevant insights so that I add value and meeting with me is seen as valuable. Where I meet customers with my colleagues we follow a consistent process, we are clear on our roles and how we jointly bring value, and we welcome each other’s feedback. When compiling credit submissions, I’m able to provide a comprehensive account of the customer now and in the future, and the likely impact of future initiatives. It’s easier to deliver for my customer and my approach is more sustainable for me from a business and personal perspective. My customers call me and seek me out for my expertise and experience. I’m part of their inner circle.”Leader perspective – “I’m really clear on what great conversations sound like. I have a regular and consistent cadence with the team and I’ve been able to better understand my team and their bench strength. We have a shared understanding of what we are working towards and I am purposeful and consistent with my coaching. When meeting customers with my team, I’m clear on my role and I support and enhance the banker’s value and our proposition.”

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Promoting safety in transportation through cultural transformation

BTS partnered with a Spanish railway embed safety into its culture through a leadership program reaching 1,500 people.

Client need

Safety in the transportation industry has often been treated as a set of rules to follow and boxes to check. But one Spanish railway organization saw an opportunity to redefine safety as something far greater, a core value embedded into the culture of their company at every level.

This bold vision demanded more than compliance. It required a cultural transformation to challenge outdated behaviors, inspire teams, and empower leaders to embrace and model a safety-first mindset. For years, the organization had been working to foster a culture that prioritized protection over profit, setting new behavioral standards across the industry.

To accelerate this shift, the organization partnered with BTS to design a leadership development program that dismantled old practices and equipped leaders with the tools, insights, and behaviors needed to bring their vision to life.

  • Deconstruct existing mindsets to enable cohesive change.
  • Identify barriers preventing progress.
  • Equip leaders with practical behavioral knowledge and tools.

Solution

BTS partnered with the organization to design a leadership journey that would reshape not just processes but perspectives, fostering a workplace where physical and psychological safety were paramount. Over eight months, the project team conducted interviews with leaders and focus groups to uncover critical behavioral insights and tailor the program to the organization’s unique needs.

Participants explored essential themes, including:

  • Embedding safety into daily decision-making.
  • Cultivating greater awareness of safety risks.
  • Understanding the influence of their leadership on safety outcomes.
  • Leading by example to set a cultural standard.
  • Building trust, commitment, and open communication within their teams.

The program unfolded in three distinct phases to drive lasting behavioral change:

  1. Workshop preparation
    Participants began with a self-assessment to uncover personal “safety blind spots” and mind traps. This phase, delivered through a custom online platform, helped leaders reflect on their current practices and prepare for the transformational journey ahead.
  1. Safety workshop
    The one-day, immersive workshop was designed to spark deep conversations about safety culture, challenge ingrained mindsets, and equip participants with actionable strategies for change. Leaders engaged in real-world scenarios to explore the implications of their decisions and practice new behaviors. The day concluded with collaborative debrief sessions, leaving participants with practical tools to implement their insights immediately.
  2. Implementation in action
    To sustain momentum, the post-workshop phase extended over six months, offering six targeted activities. These activities reinforced key lessons, encouraged team collaboration, and provided ongoing support for integrating safety-first behaviors into daily routines.

The leadership program was delivered to 1500 participants over 66 workshops in seven locations across Spain.

Results

To measure results, the project team created a resource map evaluating progress.  

Average completion rate of Activities One–Three: 57 percent. (One: 78.21%; Two: 53. 01%; Three: 40.57%)

A post-workshop survey was sent to participants, reporting on the following metrics:

  • Average satisfaction — 4.7/5.
  • Trainer’s evaluation — 4.9/5.
  • NPS — 82 percent.
  • “Saw improvement in safety alignment” — 93 percent.
  • “Integrated safety tools in daily roles” — 82 percent.
  • “Identified new initiatives for improving safety” — 77 percent.
  • “Mitigated team/peer mind traps” — 93 percent.
  • “More aware of risk in daily roles” — 98 percent.
  • “Identified a normalized risk to work on” — 92 percent.

Testimonials

  • “Many of the methodologies and tools not only help to improve safety but can also be used to improve operational or organizational processes.”
  • “It has put us in front of the mirror of how we are today in terms of safety culture, opening our eyes to our development areas. Very participative and practical.”

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Translating at scale: Building a better client experience with AI on the team

See how BTS uses AI to transform translation and localization to deliver faster, smarter, and more personal client experiences worldwide.

Over the years, BTS has expanded its global footprint through thoughtful acquisitions and collaborations, bringing new creative capabilities and local expertise into the fold. From digital design studios to leadership consultancies across Europe, Asia, and the Americas, we’ve built a community that blends shared values with local perspective. That diversity has become one of our greatest strengths, shaping how we design and deliver learning that feels deeply personal everywhere we work.

Whether someone is in a leadership journey in Singapore, a coaching program in São Paulo, or a strategy workshop in Stockholm, the goal is always the same: to make the experience feel like it was made just for them.

Many of those experiences live on Momenta, BTS’s digital experience platform, powering journeys like Coaching, Multipliers, and other core programs.

As those experiences grew, so did the need for nuance. Every journey had to feel local, not just sound translated. Tone, humor, and cultural context have always been central to the BTS approach, and as demand expanded across formats and regions, our translation model was ready for its next evolution.

In early 2024, the team began exploring how AI could help. Rather than treating technology as the destination, we saw it as a catalyst, a way to rethink translation and deliver richer, more customized client experiences at scale. That curiosity sparked one of BTS’s most ambitious AI-first experiments, led by our Global Product Enablement Function team in partnership with our global network of linguists and translators.

Shifting to AI-first

The next step was finding the right place to experiment. Enter Phrase, a cloud-based translation management platform that quickly became our test lab. Phrase brings every part of the translation process into one place, from machine translation engines to human review, terminology management, and workflow tracking. It gives our linguists, designers, and project teams a shared space to collaborate, test ideas, and learn.

Over the next few months, two key discoveries reshaped how we think about translation, and ultimately, how we work.

Key discovery 1: Making AI a teammate

We began with a clear goal: make translation faster and more consistent. Using Phrase, AI handled the first drafts while our linguists refined them. Quickly, we realized there was potential for AI-value that went far beyond speed.  

With AI completing the first 80% of the work in a fraction of the time, our linguists could focus on what matters most: nuance, tone, and cultural resonance. The relationship evolved from oversight to collaboration, AI structured and scaled, humans shaped and elevated.

The result was more than efficiency. It was better work, created by people and technology learning to amplify each other.

Key discovery 2: Turning a roadblock into a redesign

Next came a design challenge. Phrase, like most translation tools, struggled with text embedded in graphics, a hallmark of many BTS learning experiences. Instead of forcing the tool to adapt, we changed how we created.

We began designing with translation in mind: simplifying visuals, reducing text, and using modular components that could flex across languages. The constraint sparked better design, easier to scale, more consistent, and more inclusive for every audience.

Key discovery 3: Integrating systems for scale

With people, AI, and design in sync, the last barrier was process. Managing translations between Phrase and Momenta still required manual effort.

To fix that, we built an API integration linking the two platforms. Now, files move automatically, progress is tracked in real time, and everything stays connected.

That integration turned our workflow into a unified ecosystem, fast, transparent, and ready to scale globally.

Business impact

Just 18 months ago, our translation reviews lived in double-column Word docs. Today, we work in a fully connected, AI-first ecosystem. Each project feeds the next, refining prompts, tone profiles, and design patterns, so our translation process keeps getting faster, smarter, and more aligned with BTS’s voice.

Speed and quality. Translation cycles that once took months now wrap up in weeks, cutting turnaround times by over 40%. Phrase’s tools and AI-powered workflows accelerate production while maintaining quality through expert-approved reuse, glossaries, and automated quality checks. Even complex formats like videos and animations are localized faster, with AI supporting linguists at every step.

Smarter workflows. The integration between Momenta and Phrase automates project transfers and tracking, saving an estimated 2.5 hours per project. Teams across language, digital, and project management now collaborate in one streamlined environment.

Human focus. Our linguists remain the engine of quality and innovation. With AI managing repetitive tasks, they focus on nuance and meaning, and go further by creating specialized GPTs, training databases, and testing translation engines to continually raise the bar.

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AI-first business simulations. A BTS story

BTS is redefining experiential learning with AI-first business simulations that accelerate strategy, scale leadership impact, and drive real transformation.

A BTS next gen innovation story

When BTS invented business simulations in the 1980s, leadership development was mostly theoretical – case studies, lectures, and frameworks about what good decisions looked like. Simulations changed that. They let leaders learn by doing, stepping into a realistic version of their business to test strategy, make decisions, and see the impact before the stakes were real.

Since then, simulations have evolved from spreadsheets to digital platforms to immersive virtual experiences that capture the complexity of leading in today’s world. Now, large language models and agentic AI are opening a new frontier, one where simulations evolve as fast as the world they reflect and experiential learning scales with the pace of change.

Creating space for exploration

Test quickly, abandon what doesn’t work, and share what you learn.
– Jessica Skon, CEO, BTS

A handful of simulation experts were pulled out of their day-to-day work and given the freedom to set their own direction. They had the authority to shape the roadmap and the protection to explore bold ideas without fear of critique. The brief was simple: go figure out what’s possible.

They had cover to fail fast, freedom to explore, and permission to get a little messy. Early wins were interesting but small. AI could draft faster, automate a few things – helpful, sure. Transformative? Not yet.

The breakthrough came when we stopped trying to bolt AI on to what we already did. We rebuilt our simulation platforms, our processes, and tools from the ground up around AI. Suddenly it wasn’t just about micro-gains & efficiencies, the canvas of possibility was much larger.

From experimentation to acceleration

So, we tested. Some tools showed promise, others, not so much. Every experiment taught us something. Each “failure” made us sharper about where AI could actually help, and where it would just get in the way.

What began as small experiments turned into a new way of working, a process and platform working as one.

AI now accelerates the first 80% of the work, the structure, synthesis, and early drafts, freeing BTS consultants to focus on the high-impact moments that drive behavior change: dilemmas, trade-offs, and conversations that build conviction.

Our new AI simulation platform and AI-First development process operationalizes that process:

  • Enabling live co-creation and branching edits with clients
  • Applying light guardrails for quality and security
  • Integrating with enterprise systems for compliance and control

AI accelerates, people transform. That combination is what makes BTS… BTS.

Clients feel the impact in four ways

  1. Fast spin-ups for focused needs
    For targeted challenges like coaching a customer conversation, debriefing a safety incident, aligning a sales team, we can now stand up bespoke simulations in days, not weeks. Teams co-create live; scenarios adjust in the room; relevance is immediate.
  2. Enterprise simulations for strategy alignment
    For multi-round, high-fidelity simulations, AI accelerates the structure without compromising quality. BTS experts still craft the dilemmas and trade-offs that drive conviction.
  3. A broader platform portfolio
    Beyond enterprise simulations, we now support conversational practice, skill drills, workflow redesign, and company or market modeling, helping clients choose the right tool for each need.
  4. On-demand, without the risk
    Clients can use our AI platform for self-authored micro-sims, where speed and iteration matter most. Our toolchain scaffolds the flow, enforces guardrails, and keeps quality high.

The best model is flexible: enable where DIY shines, co-build for complex challenges, and experts lead end-to-end when outcomes matter most.

What clients are already seeing

  • Weeks to hours: Work that once took six weeks was delivered as a high-fidelity experience in just 13 hours, specific enough to engage a CEO on first pass.
  • Lean, agile teams: Projects that required seven consultants now take two, with no loss in quality or impact.
  • Live collaboration: Simulations are built with clients, not for them, adjusted in real time during design and delivery.

The result: faster delivery, deeper relevance, and experiences that scale across an enterprise without losing the human touch.

The bigger picture

BTS simulations have always given leaders a safe place to wrestle with real dilemmas. AI hasn’t changed that, it’s expanded the canvas. By rebuilding how we design and deliver simulations, we’ve removed the trade-off between speed and substance.

Focused needs can now be met in days. Complex transformations can move at the pace of business. Clients can engage however they choose, DIY, co-create, or end-to-end, with BTS expertise guiding every step.

We’re still early in this chapter, just like our clients. But the direction is clear: faster, smarter, more scalable experiential learning, anchored in human judgment, strategic alignment, and the craft that defines BTS.